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Question 91

You work for a bank. You have a labelled dataset that contains information on already granted loan application and whether these applications have been defaulted. You have been asked to train a model to predict default rates for credit applicants.
What should you do?

  • A. Increase the size of the dataset by collecting additional data.
  • B. Train a linear regression to predict a credit default risk score.
  • C. Remove the bias from the data and collect applications that have been declined loans.
  • D. Match loan applicants with their social profiles to enable feature engineering.